- Joe Templin
- Former International Tae Kwon Do Champion
- Ultramarathon runner
- Special needs parent and Cub Scout Packmaster
- Physics degree from RPI, MBA
- Die-hard Yankees fan
25 Years. 7,500+ Client Meetings. One System.
I didn’t grow up wanting to sell insurance.
I grew up in a small rural community where we didn’t get our first traffic light until I was in graduate school — and it blinked after 6 PM. I’m not making that up.
I went to RPI (the oldest engineering school in the English-speaking world, where they call the sports teams “The Engineers”) and studied physics. I was a Teaching Assistant, a Research Assistant, and spent my evenings training for my black belt in Tae Kwon Do. I thought I’d end up in a lab somewhere.
Then my Godfather died without proper legal documents or good financial advice. The family lost the farm. That was my lightning bolt.
I called the local Northwestern Mutual agency and said, “I’m coming to work for you.” Arrogance has always been something I’ve struggled with.
I got my license in the summer of 1995 while finishing grad school, running the local college bar, working weekends at a store, and training for the Olympics in Tae Kwon Do. I was 23, running on coffee and stubbornness.
Within six months, I was running the college internship program. Within a few years, I was making MDRT, writing 100+ lives a year, and I’d earned my CLU, ChFC, and passed the CFP exam — all before 30. I recruited over a hundred people into this profession. I spoke at NAIFA events across the country. I loved every minute of it.
But here’s the thing nobody tells you about building something great: life doesn’t care about your plan.
When things fell apart, I didn’t have to start from scratch. I had a system. The same one I’d been building and testing for 25 years. A system that didn’t care whether the market was up or down, whether the economy was booming or in crisis, whether I was at the top of my game or climbing back from rock bottom. It just worked.
That system is what became The Intro Machine.
Every chapter, every script, every strategy in the training library came from real conversations with real clients. Over 7,500 of them. I didn’t write this in a library. I built it in the field, one introduction at a time.
Now I teach it. Because if there’s one thing 25 years in financial services taught me, it’s that we have a culture of sharing ideas — and there are more people who need our help than any of us could serve in ten lifetimes.
Credentials & Accomplishments
- Financial Services
- 25+ years in financial services
- Multiple MDRT qualifications
- $1M+ production year
- Recruited 120+ representatives into the profession
- Advisor Today 4 Under 40 Winner
- CLU, ChFC, CAP, MEC, CEC designations
- Teaching & Speaking
- NAIFA Coaches Circle Co-Founder
- Speaker at NAIFA events across the US and Canada
- Developed thousands of agents and advisors
- Created training systems used by multiple major insurance companies
- Author
- “Becoming an Introduction Machine” — the complete introduction methodology
- “Choices: Creating a Financial Services Career” (with Stolk)
- “Financial Mistakes of Young Professionals”
Why Introductions, Not Referrals
Let me be blunt: referrals are broken.
When you ask a client for a referral, you’re asking them to do your job. You’re putting them in the awkward position of playing matchmaker with their friends and colleagues — and most people would rather eat glass than do that. So they say “I’ll think about it” and you never hear another word.
An introduction is different. An introduction is someone who already trusts you actively connecting you to someone they believe you can help. They’re not handing over a name and washing their hands of it. They’re personally vouching for you. They’re putting their relationship on the line because they genuinely believe the other person will benefit.
That’s not a semantic difference. That’s a fundamental shift in how you build a practice.
When you get an introduction instead of a referral, the prospect already trusts you before you walk in the room. Closing rates go up. The quality of the prospect goes up. The experience is better for everyone involved — you, your client, and the new prospect.
I’ve built my entire career on this distinction. And after 25 years and 7,500+ client meetings, I can tell you with absolute certainty: every introduction is worth $100 to your income. Get two more per week, and that’s a $10,000 raise. It’s math, not magic.
The Intro Machine is the system that makes it automatic.
Book Joe
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Email directly: joe@joetemplin.com
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